NIST’s Special Publication 800-63 is an authoritative resource on standards in numerous areas, from plumbing pressure loss measurements to chemical element viscosities and cybersecurity guidelines for digital identity verification.
IAL3 requires an on-site attended identity proofing session with a CSP representative, in addition to more stringent processes designed to prevent falsified evidence, theft and repudiation.
IAL3 Compliant Solution
IAL3 is a framework requirement which specifies the highest level of assurance when verifying digital identities, in order to reduce impersonation and fraud risks when accessing sensitive resources, conducting financial transactions governed by regulation or engaging in privileged data management services.
Contrary to IAL2, IAL3 requires an on-site or remotely supervised process with stringent evidence validation and biometric comparison, designed to protect against advanced phishing attacks that cannot be detected through less stringent mechanisms like email OTP and SMS-based authentication.
Trust Swiftly’s IAL3 solution for FedRAMP High allows organizations to meet these requirements while saving money and satisfying auditors. It combines document validation and biometric comparison, direct oversight using mobile apps or self-service kiosks located in secure areas, and antiphishing methods like FIDO Passkeys for maximum effectiveness.
Reduce Costs
NIST 800-63A IAL3 compliance can significantly lower costs by lowering cyber liability insurance costs, improving operational efficiencies, and eliminating costly password resets. Furthermore, its minimization reduces attack surface areas and creates a more resilient digital environment.
By employing a comprehensive NIST IAL3 verification solution such as TrustSwiftly, you can bolster your IALs through chat, video, facial recognition with liveness detection and document authentication – providing compliance support for IAL2 and IAL3 requirements. In addition to this step-up reproofing capability based on risk, which enables ongoing assurance beyond point in time in line with NIST 800-63.
NIST 800-63A IAL3 guidelines remain essential to modern digital identity management, offering extensive IAL3 identity proofing and strong phishing-resistant authentication alongside secure federated identities. They continue to develop, most recently deprecating SMS OTP for Passkeys and FIDO2. Adherence to these guidelines should not only be seen as good practice but as a strategic imperative aimed at mitigating risks while safeguarding customers.
Eliminate Risky Password Resets
NIST 800-63A IAL3 digital identity guidelines have recently been revised to place greater emphasis on robust authentication and federated identity management, including multifactor authentication (MFA), passkeys, modern identity proofing techniques, as well as assurance levels spanning identity proofing, authentication and federation allowing for more nuanced risk management that caters specifically to business requirements and the threat landscape.
This update explicitly deprecates email OTPs and SMS-based authentication due to their vulnerability to phishing attacks, while mandating phishing-resistant MFA and supporting FIDO2 as the new standard authenticator.
Hardware-based remote IAL3 verification from TrustSwiftly partner HYPR provides an ideal way of meeting the new IAL3 requirements while eliminating password resets – common vectors of social engineering-driven phishing attacks and credential compromises. Their FIDO Certified Passwordless Authentication solution (HYPR Affirm) combines high assurance processes with stepwise risk reproofing processes in order to safeguard against even sophisticated phishing and fraud attempts.
Meet Audit Requirements
NIST 800-63A IAL3 is an essential standard that informs how organizations verify identities, authenticate users and safely share identity data. However, its implementation can seem complex and technical; Zero Trust takes this concept further by turning NIST SP 800-63-4 into an actionable framework which reduces fraud while drastically decreasing attack surface by continuously verifying who a user really is.
Identity proofing, authentication and federation are the three key areas covered by this guidance update. Identity verification provides guidelines to establish that an individual is who they claim they are; authentication verifies whether this person can actually use their identity data to access resources; while Federation applies rules to ensure its safe sharing between systems and organizations.
NIST 800-63A IAL3 verification demands an even higher level of identity assurance, with biometric comparison, document authentication and step-up re-proofing based on risk all forming part of its proofing solution. TrustSwiftly brings these elements together into an efficient identity proofing solution with compliance in mind using TrustSwiftly chat, video and facial recognition liveness detection features as well as document authentication plus step-up reproofing according to risk – this all happens seamlessly using TrustSwiftly’s powerful IAL3 compliant solution HYPR Affirm as its proofing engine for high level verification based on risk.
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